I don’t really know that much about Dave Ramsey, other than he’s been around a long time and makes a living talking to incompetent people live on the air.

I actually saw this segment on a video clip and I was almost outside of my body for a while.

A cool billion at 0% interest and he wouldn’t take it? That’s straight insanity.

For comparison, Warren Buffet borrowed $13 billion at around 2% to buy companies paying 6% in dividends.

If you’re incompetent, listen to Dave. If you have a brain and can understand relativity simple concepts, listen to Warren.

Good luck