Jesus H Christ

I have no reason to doubt the accuracy in relative or absolute figures.

I would go further and say the amount of net producers varies significantly by group with Asians having the highest number and Blacks having the lowest number.

The sad part is that in America before 1960 or thereabouts, Blacks would have been close to the top or higher than everyone in terms of average productivity.

Then, niggas got their government reparations and have been in the hammock for 60 years getting dumber and dumber.

Realize that you don’t have to do that much to do better than 95% of the rest. You just have to not be stupid.

Good luck

I don’t really know that much about Dave Ramsey, other than he’s been around a long time and makes a living talking to incompetent people live on the air.

I actually saw this segment on a video clip and I was almost outside of my body for a while.

A cool billion at 0% interest and he wouldn’t take it? That’s straight insanity.

For comparison, Warren Buffet borrowed $13 billion at around 2% to buy companies paying 6% in dividends.

If you’re incompetent, listen to Dave. If you have a brain and can understand relativity simple concepts, listen to Warren.

Good luck