A Six Part Structure to become unfuckwithable for generations.

I probably should not be giving you this information, but hopefully it will inspire you to become a wealthy individual that improves the lives of others. Most of these things require more knowledge than money. Keeping the money protected, working and circulating is the ultimate goal.

Part 1. Family Trust:

This protects multi-generations from taxes and liability. Basically it outlives you. This trust also owns the death benefits of life insurance policies. If you set up a Delaware based trust your family names stay fully anonymous and the trustee is a local nominee from Delaware. A trust like this can last multiple lifetimes, it’s private, you can do whatever the hell you want with it, or authorize someone else to do it on your behalf.

Part 2. Wyoming Series LLC:

Instead of paying for 20 different LLC’s at the end of each year, a series lets us have as many LLC’s (cells) as you want, but only pay for one LLC at tax time. All the protections and anonymity that Wyoming provides without all the extra costs. Think of this as the main LLC that owns all the separate LLC’s under it that each own different properties or businesses.

Part 3. Administratively Lien Everything:

First in line first in time.

This is what precisely ZERO people except for high level bankers know. I file UCC1’s (debt notices/liens) against the members of the family trust so it appears on public record like they owe money to some business, yet those businesses are our own anonymous businesses. The businesses have first position against the members so if someone tries to sue us, they need to stand in line until we pay ourselves first. Then we write promissory notes (mortgages) against all the surplus equity on each of our properties and take first positions there too. Basically, we are all broke on paper. This doesn’t (and hasn’t) prevented lawsuits but it has decidedly ended them and limited liabilities. Commercial liens are also a powerful weapon against entities that do you wrong. Knowing how to move in this space is pretty much the 0.1% of the 1% game.

Part 4. Captive Insurance:

Another very high level play

The trust has an offshore captive insurance company and create policies that members “borrow” our own money against. This creates an infinite loop without all the bullshit from large insurance providers. This is done across each business, beneficiary and asset in the trust at each level. Physical gold holdings also make up a good portion of the insurance company assets.

This insurance is used for property, vehicles, and health coverage for the members. A number of family members are getting quite old and I’m not looking at investing in home health care—something I should have done a long time ago.

Part 5. Foreign Income Exclusion:

Since I pay myself from offshore accounts and live outside the U.S., I qualify the personal income from the foundation as FEIE or foreign earned income which the US government exempts up to $130K per year (2025) from taxes. This tax free money is just enough to pay for alimony and JuCo expenses to be honest. All the rest of my income comes from quarterly income distributions from the assets in the trust and foundation that I member-manage.

Part 6. Family Charitable Foundation:

This is a private charitable organization that I set up as an ecclesiastical trust. I payroll my family members in the foundation because although it’s used for charity, the charity can be limited while the payroll, trustee fees and other expenses are tax write offs and are unlimited. There is no tax liability, but there is an IRS reporting requirement. A lot of the money is paid out to family members as employees, but the foundation does real charitable work. My mother and father do a lot of work for disabled veterans, and unfortunate folks in their community through other organizations using family foundation funds. The key is to stay low key.

Well, there you have it. It’s not everything in detail but I hope it gives interested people a jumping off point to build something good that lasts for generations.