Don’t be fooled by this Deepseek bullshit. That’s just a shiny object.
The real reason for the market pullback is the hot money borrowed in Japan, having to return home.
Once again the Yen carry trade causes chaos. The carry trade bros are HIGHLY levered so even 25 bps hike is like Mt Everest. Their borrowing costs just doubled. So they need to get the money out of the U.S., converted back to Yen and pay off the loans and lines.
All this hot money was in the Mag 7 and it’s going to get crushed today as the money comes out.
I’m not going to be surprised if gold and silver get hit too. That’s usually what happens when the margin call man comes knocking. However there is a possibility that commodities do relatively well. Including oil.
I love days like this because I’m always prepared for days like this. The days when the tide goes out and all the naked people are embarrassed.
But have no fear. In a couple of months or three the markets may be back at all time highs.
Good luck
Why Good Credit Is More Than Just a Number
Good credit is like gold. It won’t necessarily make you rich—but it can absolutely keep you from being poor. In today’s world (where there is no actual money), credit is power. It shapes the kind of life you can build, the doors that open for you, and even how others value you as a human being.
The Cost of Bad Credit
Bad credit doesn’t just impact your finances—it puts a ceiling on your life. It limits your options for housing, transportation, employment, and even basic utilities. In contrast, good credit gives you leverage and options. It gives you freedom.
Credit as a Mirror
Your credit isn’t just a score—it’s a reflection of your personal habits and mindset. The real question is: Are you the kind of person who has good credit and uses it wisely? You can “clean up” your credit file, but if you don’t change your behavior and mindset, you’ll end up right back in the same situation.
Fixing Your Credit Starts with Understanding
If you’re dealing with ...
https://www.instagram.com/reel/DLYQHJwB57x/?igsh=MTI4NTJpeWJheWExZA==
An interview of Hugh Hefner talking about how he was a virgin when he met his wife and they got married ! But she told him she had an affair etc and that’s what made him start playboy 🤣 dude said fuck these hoes and had an unlimited roster because of that !!
Madonna answers Are men afraid of women?
https://www.instagram.com/reel/DLiFRa_vkuu/?igsh=MzRlODBiNWFlZA==
